Tag: Whisper Report

  • Whisper Report: What’s the next gaming tech that will change how we play?

    Whisper Report: What’s the next gaming tech that will change how we play?

    Published to clients: May 18, 2026                                    ID: TBW2106

    Published to Whisper Club: May 18, 2026

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    ABSTRACT:

    This Whisper Report investigates What’s the next gaming tech that will change how we play? Drawing on signals from the gaming floor, the analysis hints at emerging technologies quietly reshaping production, interaction, and player intelligence. Cited experts: Justin Cosnett (Continent 8 Technologies), Will Shuckburgh (eCOGRA), Chris Chuang (Relay), Wanor Franca (CCT), Erik Regan (Plotline), Matt DeLaura (Seon), Phil Simpson (fullstory).

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

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    4. Whisper Report: What’s the best part about attending G2E live in Vegas?
    5. Conference Whispers: G2E 2025

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, Vegas Convention Library, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: What Fintech problems are you solving in 2026?

    Whisper Report: What Fintech problems are you solving in 2026?

    Published to clients: May 4, 2026                               ID: TBW2171

    Published to Whisper Club: May 4, 2026

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    ABSTRACT

    This Whisper Report investigates What Fintech problems are you solving in 2026? Drawing insight from on-the-ground conversations at Fintech Meetup 2026, it surfaces the pressures shaping next‑gen financial platforms and the bets leaders are quietly making. It previews how scale, trust, and automation collide before outcomes are obvious. Cited experts: Peter Daunton (Sokin), Kunal Datta (Unit21.ai), Jack Chawla (interface.ai), Liam Reaume (Sardine).

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

    Related playlists and Publication

    1. Playlist for Whisper Report: What Fintech problem are you solving in 2026?
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    5. Playlist for Whisper Report: How are you improving lending decisions?
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    7. Conference Whispers: Fintech Meetup 2026

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, Vegas Convention Library, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: What’s your biggest access control challenge?

    Whisper Report: What’s your biggest access control challenge?

    Published to clients: April 27, 2026                                    ID: TBW2165

    Published to Whisper Club: April 27, 2026

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract:

    This Whisper Report investigates the question, “What’s your biggest access control challenge?” Researched at ISC West in Las Vegas, the report analyzes challenges driven by fragmented systems, persistent legacy technologies, and incomplete integrations. It finds that access control risk increasingly stems from interoperability gaps and response readiness rather than tool availability alone. Insights are drawn from Ed Hendricks of Keri Systems, Joshua Hartman of Hartman, and Peter Evans of Xtract One.

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

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    6. Playlist for Conference Whispers: ISC West 2026
    7. Conference Whispers: ISC West 2026

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, Vegas Convention Library, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: What jobsite tech boosts output most today?

    Whisper Report: What jobsite tech boosts output most today?

    Published to clients: April 7, 2026                            ID: TBW2151

    Published to Whisper Club: April 7, 2026           

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    ABSTRACT

    This Whisper Report investigates what jobsite tech boosts output most today?  At CONEXPO‑CON/AGG, practitioners surface where productivity truly moves—beyond hype—highlighting overlooked levers shaping cycle time, safety, and uptime this year.  Read on for the signals that matter now. Cited experts: Nate Jones (Weir–Esco Division), Christopher Sommer (MOBA Automation), Joel Honeyman (Doosan Bobcat), Nicolas Legrand (John Deere).

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

    Related playlists and Publication

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, Vegas Convention Library, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: How will GenAI reshape Enterprise Finance Ops?

    Whisper Report: How will GenAI reshape Enterprise Finance Ops?

    Published to clients: March 3, 2026                          ID: TBW2119

    Published to Whisper Club: March 3, 2026

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract:

    “This Whisper Report investigates how Gen AI will reshape enterprise finance operations. Researched on‑site at Money 20/20 USA 2025 in Las Vegas, it examines how financial operations are evolving under accelerating automation and intelligence. The report highlights perspectives from AutoRek’s Nicholas Botha, Veratad’s Thomas Canfarotta, Globant’s Erin StillWell, Oracle’s James Calise, Zoominfo’s Brandon Tucker, localpayment’s Ezequiel Israel, and IPQS’ Shea Craft.”

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

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    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: How will AI change warehouse architecture?

    Whisper Report: How will AI change warehouse architecture?

    Published to clients: February 24, 2026                    ID: TBW2115

    Published to Whisper Club: February 24, 2026

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract:

    “This Whisper Report investigates how will AI change warehouse architecture. Researched at the Retail, Supply Chain and Logistics Expo in Las Vegas, it highlights how AI boosts worker guidance, accelerates operations, improves predictive decisions, and reshapes automation across physical and digital systems. It also stresses fragmented tech stacks and future robot‑centric warehouse design. Quoted: Steve Harris (Warehouse Craft), Priya Katyal (PGS360), Petros Dertsakyan (oloround), Rodrigo Hernandez (Bazarup), Sean Elmurib (Backops AI), Naushad Ahmed (MetaOption), Ingo Pietruska (Lufthansa).”

    Enjoy the related Computer Talk Radio broadcast.

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

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    5. Conference Whispers: Retail, Supply Chain, & Logistics Expo

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: How can AI and behavioral analytics enhance identity security?

    Whisper Report: How can AI and behavioral analytics enhance identity security?

    Published to clients: February 17, 2026                                         ID: TBW2086

    Published to Whisper Club: February 17, 2026

    Analyst(s): Dr. Doreen Galli

    Abstract:

    “This Whisper Report investigates how AI and behavioral analytics enhances identity security. It highlights how organizations manage identity scale and emerging threats using behavioral baselines, anomaly detection, and contextual risk scoring. Researched at Identiverse held in Las Vegas, it incorporates quoted insights from Lumos’ Janani Nagarajan, GitGuardian’s Dwayne McDaniel, CyberSolve’s Ankush Kappor, Oasis’ Guy Feinberg, Simeio’s Octabio Lopez, Clarity Security’s James Davidson, Cubeless’ Treb Ryan, Apono’s Ofir Stein, Keeper Security’s Craig Lurey, Imprivata’s Diron Chain, and Panini’s Jim Harris.”

    As covered on Computer Talk Radio

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

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    1. Whisper Report: How can organizations implement zero-trust security without disrupting user experience?
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    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: What IoT innovation will redefine smart living in 2026?

    Whisper Report: What IoT innovation will redefine smart living in 2026?

    Published to clients: February 2, 2026                               ID: TBW2135

    Published to Whisper Club: February 2, 2026

    Whisper Email Release:

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract:

    “This Whisper Report investigates what IoT innovation will redefine smart living in 2026. Researched on‑site at CES 2026, it explores how emerging technologies are reshaping home experiences in ways that blend intelligence, responsiveness, and new forms of interaction. Designed to spark curiosity, the report brings forward perspectives from Perfect Corp.’s Dr. Wayne Liu, X‑Origin’s Szeyu Wong, RiseLink’s Dr. Pengfei Zhang, and LG Electronics’ Chris DeMaria.”

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

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    Spatial Computing (XR)

    1. Whisper Report: What XR tech will change enterprise workflows first?  

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    Smart Home / IoT

    4. Whisper Report: What’s the biggest IoT security blind spot today?

    5. Whisper Report: What IoT innovation will redefine smart living in 2026?  

    6. Whisper Report: Which connected device will drive the next big shift?

    Health Tech / Med AI

    7. Whisper Report: What AI breakthrough will transform patient care next?  

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    Robotics / Automation

    10. Whisper Report: What robotics advance will reshape manufacturing first?  

    11. Whisper Report: Which automation trend will hit enterprise hardest?  

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    13. Conference Whispers: CES 2026 – TBW ADVISORS LLC

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: What’s the next data breach our industry isn’t ready to handle?

    Whisper Report: What’s the next data breach our industry isn’t ready to handle?

    Published to clients: January 6, 2026                     ID: TBW2123

    Published to Readers: January 7, 2026

    Public: May 4, 2026

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract:

    “This Whisper Report investigates the next data breach our industry isn’t ready to handle. It captures urgent insights from Put Data First revealing how emerging threats are reshaping risk landscapes. These include AI pipeline compromises, indirect prompt injections, company chat exfiltration, and deep fake-driven social engineering. Expert perspectives explain why traditional defenses fail. The report urges proactive strategies to secure data integrity across every stage of AI-driven operations before vulnerabilities escalate.”

    Target Audience Titles:

    • Chief Executive Officer, Chief Information Officer, Chief Technology Officer, Chief Data Officer, Chief Security Officer, Head of Data Strategy, Head of Information Security
    • Director of Cybersecurity, Director of AI Operations, Director of Risk Management, Director Data Governance Manager, Enterprise Architect
    • Data Scientist, Machine Learning Engineer, Cybersecurity Analyst, AI Operations Specialist, Risk Analyst, Cloud Security Engineer, Threat Intelligence Analyst

    Key Takeaways:

    • AI pipelines are vulnerable at every stage, requiring continuous protection of training data and outputs.
    • Indirect prompt injections can manipulate AI agents through unvalidated web content, creating hidden security risks.
    • Company AI chat data is a high-value target for exfiltration, exposing sensitive organizational insights.
    • Deep fakes amplify social engineering attacks, eroding trust and enabling data breaches through deception.

    What’s the next data breach our industry isn’t ready to handle?

    We took the most frequently asked and most urgent technology questions straight to the data and AI experts gathering at the Put Data First’s Inaugural event held at Planet Hollywood in Las Vegas. This Whisper Report addresses the question regarding the biggest AI risk no one in your organization is talking about as depicted in Figure 1.

    Figure 1. Prepare NOW for these Four Data Breaches

     

    1.      AI Pipeline Compromise

    Our first area to defend, was suggested by SafeBreach’s Hudney Piquant. “The AI pipeline I like to call it. It’s the pipeline of the data that you are the training data that you have and then your prompting that you’re doing and then the output like those three things I believe that that’s going to be the biggest breach that the adversaries will be looking at because if you’re able to really manipulate those things it’s going to affect the pipeline from a scalability perspective.” Hudney raises an important point that data needs to be always protected, every step of the way on its journey. For more research on how to protect data during execution see Industry Whispers: Public is Private -Confidential Computing in the Cloud.

    2.      Indirect Prompt Injections

    The next attack vector, brought by Mend.io’s Amit Chita, is subtle and exploits GenAI. “Indirect prompt injections. All the web contains websites. We take AI agents, we connect them to get information from these websites, but we don’t validate that it that this website doesn’t contain prompt injections within them. and they can manipulate our agents as they surf through the web. I think this is going to be one of the major issues that we’re going to deal with in the next coming weeks.” One may want to be careful where you let your agents roam!

    3.      Company Chat Exfiltration

    Our third attack vector is an insider and SaaS risk with significant exposure potential, highlighted by AnswerRocket’s Shanti Greene. “Exfiltrating company AI chats. So, the organizers like Open AI have done a good job of giving you a sandbox for your company to work within and they’re not training on your data. But being able to exfiltrate a company’s specific use and see what they’re prompting with could be interesting. There’s probably some interesting gold in that data.”

    4.      Deep Fakes

    Our final area of concern may not be a direct data breach but rather is a tool frequently leveraged to breach data and trust and is brought to us by The Agentic Manager’s Neil W. Smith. “The implications of deep fakes. We’re already used to AI being used for fishing expeditions, for extracting information from our databases. But what we don’t realize as humans is that we trust other humans to play by the rules more often than not. However, with deep fakes, both voice fakes, visual fakes, and context fakes, I think more and more humans are going to be fooled by the efficacy of deep fakes.” And the more humans that are fooled, the more systems can be compromised. Despite how widely discussed this topic is, deep fakes remain underestimated for their use in fraud and as a social engineering threat.

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    1. Whisper Report: What’s the biggest AI risk no one in your org is talking about?
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    5. Industry Whispers: Public is Private -Confidential Computing in the Cloud.

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, Vegas Convention Library, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: What’s the biggest supply chain risk CIOs ignore?

    Whisper Report: What’s the biggest supply chain risk CIOs ignore?

    Published to clients: December 30, 2025                                                    ID: TBW2114

    Published to Readers: December 31, 2025

    Whisper Email Release:

    Public/Video Release:

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract

    “This Whisper Report investigates the biggest supply chain risk CIOs ignore. It captures urgent insights from Retail, Supply Chain, and Logistics Expo revealing how external shocks, demand disconnects, and fragmented systems quietly erode resilience. Industry leaders share candid perspectives on tariffs, inventory pitfalls, and costly tech missteps—issues that can derail growth overnight. If you think your supply chain strategy is future-proof, this report may challenge everything you assume about stability.”

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

    Related playlists and Publication

    1. Whisper Report: What’s the biggest supply chain risk CIOs ignore?
    2. Whisper Report: How will AI change warehouse architecture?
    3. Whisper Report: What tech will kill manual logistics in 5 years?
    4. Whisper Report: What’s the best part about attending RSCLE live in Vegas?
    5. Conference Whispers: Retail, Supply Chain, & Logistics Expo

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.