Tag: research

  • Whisper Report: What jobsite tech boosts output most today?

    Whisper Report: What jobsite tech boosts output most today?

    Published to clients: April 7, 2026                            ID: TBW2151

    Published to Whisper Club: April 7, 2026           

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    ABSTRACT

    This Whisper Report investigates what jobsite tech boosts output most today?  At CONEXPO‑CON/AGG, practitioners surface where productivity truly moves—beyond hype—highlighting overlooked levers shaping cycle time, safety, and uptime this year.  Read on for the signals that matter now. Cited experts: Nate Jones (Weir–Esco Division), Christopher Sommer (MOBA Automation), Joel Honeyman (Doosan Bobcat), Nicolas Legrand (John Deere).

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

    Related playlists and Publication

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, Vegas Convention Library, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Conference Whispers: Fintech Meetup 2026

    Conference Whispers: Fintech Meetup 2026

    Las Vegas, NV March 30 – April 1

    Published:  April 4, 2026                                                      ID: TBW2170

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract

    Fintech Meetup 2026 in Las Vegas filled the show floor with live discussions between banks, fintechs, and platform providers. Demonstrations clustered around fraud controls, identity and onboarding, data context, lending infrastructure, payments flow, and applied AI. Across booths, emphasis shifted from point tools toward systems designed for scale, speed, and operational continuity.

    Stay tuned for future coverage on Computer Talk Radio

    The Conference

    • Fintech Meetup featured over 50,000 meetings, with over 1,000 CEO’s and Founders, and over 700 Financial institutions

    Cautions

    • Friendly reminder: this research provides examples of what was shared with us at the event, not an evaluation, validation, or recommendation of the given technology.
    • To fully enjoy this event, be sure to meet the deadlines for filling out your profile, requesting and accepting meetings. One should also pre-register for the table talks.

    Fraud and Trust

    Fintech is not a simple space to secure. Security isn’t a single tool but rather it’s a system. That system starts before money moves and ensures the sender and the receiver of the transaction are known. Deploying separate technologies to manage fraud, compliance, and risk in your organization?  Sardine AI likes to pack all that functionality into one tidy platform to stop fraud BEFORE the payment is made.

    While most Financial Crime investigation tools only see and investigate the tip of the iceberg, Unit21.ai would like to change that. Garnering the most attention are high risk alerts which the most sophisticated criminal organizations know how to avoid triggering. This leaves many Financial Crimes such as human trafficking undetected. But what if you had unlimited trained agents to investigate? By leveraging agentic AI, Unit21.ai enables an organization to conduct an in-depth review of every single alert. No hiring backlogs. Just results.

    Growth in Fintech often means getting additional clients. Such growth comes with risks. Is this new client really who they say they are? Getting this wrong is very, very, expensive. Sumsub would like to simplify this risky onboarding task. Their unified solution combines identity verification and fraud prevention. Enabling quicker decisions without increasing the risk profile. This opens the door to growth, in real-time.

    Identity & Intelligence

    Enabling frictionless, seamless access, Alcatraz is a vendor in the identity and access space and the physical cyber space. Knowing your customer and knowing your business or KYC and KYB are risk areas that get a lot of attention. To conquer this space, Alcatraz leverages facial authentication to ensure security without compromising privacy.

    Banking and Fintech, like many industries, still suffer from siloed data. While identity creates signals, data gives those signals context for action. Real-time precision is a constant requirement. tacnode shared their unified data platform to provide a single source of truth. This next-generation data infrastructure platform provides a common context for your heterogeneous regulated data environment.

    Effectively applying metacognition with a GPT over all customers channels for the benefit of the organization in a unified brain has arrived. Meet BankGPT by interface.ai. BankGPT enables lessons learned on customer voice interactions to improve interactions on chats or mobile applications. Whether you are seeking an employee co-pilot or a smart collections AI agent, interface.ai supports 148 languages.

    Financial Stack

    The credit lifecycle is critical to Financial Institutions. From lead generation to evaluation and credit decisioning or simply educating lenders, CRS Credit API offers a comprehensive solution. Their platform covers the entire lifecycle for business-to-business or direct-to-consumer. They were also excited to share their new authentication and evaluation products with attendees.

    LendAPI introduced their holistic ecosystem enabling comprehensive functionality spanning loan origination, loan management, and loan core. This compliance-ready solution provides all-in-one features enabling all the tools including consumer communication.

    Placing its differentiation on its order of operations, World Connection Outsourcers focuses on using AI to ensure first contact resolution. They prioritize AI, then journey mapping, the outsourcing. From their perspective, this enables the right answers at the right time.

    Payments & Velocity

    If your desired platform would be to unite the entire payment stack in one place, Sokin heard your request. Sokin handles cross-border payments, FX, treasury management, and checkout solutions. Not stopping there, on and off-ramps for Stablecoin to USDT and USDC are now also available.

    Conference Vibe

    After 48 videos and over a dozen and a half fact checks, our coverage of Fintech Meetup 2026 closes. Fintech Meetup featured over 50,000 meetings, with over 1,000 CEOs and founders, and over 700 Financial institutions.

    Registration was quite efficient. Pastries and snacks were scattered throughout expo hall. Mandalay Bay Food Court was also open. Enjoy the walkabout to and through expo hall*. One of the most unique aspects of Fintech Meetup is the networking! Beyond the talks and expo hall, Fintech Meetup is known for their one-on-one meeting schedules. Attendees must be on the look out to fill out their profile, request meetings, and accept meetings in order to participate. In addition, this event holds round tables break out rooms ensuring a true capability to build your network while you are there.

    We always try to bring you fresh vendors in our coverage but you will recognize many brands in the walkabout from our coverage of other Fintech events such as the Money 20/20 USA 2025, or our coverage of Fintech Meet-up both in 2025 and in 2024. Likewise in the cybersecurity and anti-fraud space you will recognize vendors from our coverage of ISC West, Identiverse, and Black Hat USA 2025.

    We conducted research for six additional forthcoming Whisper Reports for our clients. The playlists are unlisted but available with the video version to be distributed via YouTube Whisper Club upper tier membership area on our YouTube Channel.

    1. Whisper Report: What fintech problem are you solving in 2026?

    2. Whisper Report: How are you using AI to improve Financial Services?

    3. Whisper Report: What fraud risk are you tackling this year?

    4. Whisper Report: How are you advancing real‑time payments?

    5. Whisper Report: How are you improving lending decisions?

    6. Whisper Report: What digital‑asset tech are you building now?

    Readers and viewers wishing to experience the entire event are encouraged to view the Conference Whispers: Fintech Meetup 2026 Playlist in its entirety. The playlist will be sited in the end screen, description, and as a pinned comment of the video edition. Be sure to monitor the syndicated broadcast of Computer Talk Radio for additional coverage of Fintech Meetup. All related syndicated links will be shared in the Whispers membership area of our channel.

    The video edition will conclude with gratitude towards those that contributed and a montage of responses to Bonus Question “What’s the best part about attending the Fintech Meetup live in Las Vegas?”.

    Next Year’s Conference  

    *When vendors’ names are shared as examples in this document, it is to provide a concrete example of what was on display at the conference, not an evaluation or recommendation. Evaluation and recommendation of these vendors are beyond the scope of this specific research document. Other examples products in the same category may have also been on display.

    TBW Advisors LLC Corporate logo with image of research guy and slogan "fact-based research and advisory"

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, Vegas Convention Library, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Conference Whispers: HIMSS 2026

    Conference Whispers: HIMSS 2026

    Las Vegas, NV March 9 – March 12

    Published: March 15, 2026                                                              ID: TBW2157

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Computer Talk Radio Coverage

    ABSTRACT

    “HIMSS26 in Las Vegas spotlighted healthcare’s shift toward real‑time data, patient‑driven insights, and quietly automated workflows. Printers, paper bottlenecks, and cyber hygiene revealed how much unstructured data still shapes care. The through‑line: trusted data powering emerging AI. A community‑driven push toward interoperability and smarter infrastructure defined this year’s experience on the ground.”

    The Conference

    • The 2026 HIMSS Global Health Conference & Exhibition brought together roughly 25,000 attendees from across the global health ecosystem, hosted by the Healthcare Information and Management Systems Society (HIMSS) at the Venetian Expo in Las Vegas.

    Cautions

    • Friendly reminder: this research provides examples of what was shared with us at the event, not an evaluation, validation, or recommendation of the given technology.

    Exhibits

    Have you ever found yourself trying to figure out what is wrong with you or a loved one? Every doctor running their own test but no one is communicating and you are left in the dark with no answers? Thanks to b.well consumers can now control and manage their own health data and get the answers they need. Coverage includes most medical practices in the US, Apple Watch, Samsung Watch, Aura Ring, Walgreens, Samsung phones, Google apps, and ChatGPT.

    When you have an emergency, you want your EMS attendant to have the best possible information. Furthermore, you want the information created in the ambulance given to those in the hospital treating you. Good news, ImageTrend is focused on closing that exact gap enabling true continuum of care.

    For anyone who has ever used an auto feed on a copier or scanner, you know they can be finicky. Successful execution has been considered an art form – for decades. Witness this Ricoh demonstration. Very quietly and with one push of the button, these scanners digitize hundreds of pages in seconds. They scan all types of hospital paperwork -forms of varying size, thickness, orientation, black and white or color. Today, auto size, auto orient, auto color detect, silent enterprise document scanners are realized.   

    Symphion provides turnkey services for establishing, maintaining and proving cyber hygiene of edge devices including printers. Protections include inventory management, detection and response, firmware security and password management. Focusing on healthcare native protocols including DICOM (an international standard for printing data storage, transmission and retrieval of medical information) and HL7, SecurITe (pronounced secure IT) protects networks by analyzing and securing its healthcare-related traffic.

    At this point, you may be noticing a trend we also encountered in distribution during our coverage of Manifest and Retail, Supply Chain and Logistics Expo – a lot of discussion on printers. That means physical, unstructured, not digitized data. This causes problems on a few fronts. How are medical practices going to get reimbursed – paper is not part of the FHIR standard (pronounced FIRE standard) required to get paid. Interestingly the answer for this technology challenge comes from eFax from Consensus Cloud. They literally have transformed the old-fashioned traditional faxing into intelligent digital processing.

    Behind every credible clinical AI, there’s one non-negotiable: data you can trust. Expo hall featured Drummond that explicitly focuses on the accuracy and completeness of the data once digitized, providing data validation for health care data. Many are also trying to create such intelligent products to serve the health care sector. The first requirement is that of data to train and create their models. For those seeking to depersonalize their healthcare data for training OR create fake data, Tonic.ai was ready to meet your needs. For organizations creating healthcare products requiring not just privacy and governance for their data but the ability to run really, really fast AI, OneSource Cloud was looking to meet you. As a dedicated cloud provider, they gain priority access to GPUs ensuring they can meet your needs. Their architecture is optimized for speed by optimizing the storage compute connection with an IB Switch or InfiniBand switch. For those not familiar, IB switches are designed for Ultra-low latency, very high throughput, RDMA (remote direct memory access for zero-copy communication) and offer high scalability. This is a feature one cannot directly request and manage in public clouds today.  

    Hospitals are some of the most high-tech buildings one can come across. Penetrating 40% of healthcare facilities, Schneider Electric is there to support the industry. Schneider Electric specializes in digitizing physical infrastructure for operational efficiencies. Hospital efficiencies start with smart, efficient infrastructure.

    HIMSS Hal Wolf Press Q&A

    With the exhibits covered, we now shift towards the bigger picture shaping healthcare’s future. Admittedly as a member of the press, one of the highlights is when HIMSS (Healthcare Information and Management Systems Society) President and CEO, Hal Wolf, hosts the press for a round of questions and answers. Hal truly emphasized the last S in HIMSS for society. It’s that society that is going to enable healthcare to evolve with the injection of AI. He emphasized the impact AI is having on operational efficiency from supply chain management to bed utilization. Moving towards a translational AI Ecosystems, his hopes lie in seamless connectivity and true interoperability being achieved. One final message was the direct correlation and causation relationship between health and the economy. Specifically good physical health and well-being is required to drive a strong economy.

    Conference Vibe

    After 48 videos including a livestream and over a twenty fact checks, our coverage of The Healthcare Information and Management Systems Society (HIMSS) 2026 Global Health Conference and Exhibition or HIMSS26 for short, closes. HIMSS26 brought together approximately 25,000 healthcare technology and systems professionals from around the world. Exhibitions expanded and covered the entire upstairs expo hall at the Venetian Expo as well as the entire downstairs. Downstairs exhibitions were also known as, “The Park” also featured private meeting and demo spaces. One could buy food at the Venetian’s Café Press or at any of the Bistro locations. In addition, The Park featured snack time ranging from home made cookies you could smell a mile away on Tuesday. Wednesday attempted to top what Tuesday brought to the table with homemade scones.

    We once again live streamed from on site. We let everyone know we were at HIMSS on the ground covering it as well as requesting assistance. Specifically, I requested assistance on your favorite videos for my segment on the March 14, 2026 broadcast edition of Computer Talk Radio.

    We conducted research for twelve additional forthcoming Whisper Reports for our clients. The playlists are unlisted but available with the video version to be distributed via YouTube Whisper Club upper tier membership area on our YouTube Channel.

    1. Whisper Report: When does clinical AI become unsafe?
    2. Whisper Report: What’s your biggest FHIR barrier today?
    3. Whisper Report: What PHI should never touch cloud?
    4. Whisper Report: Where does AI governance fail in practice?
    5. Whisper Report: How will new privacy rules break workflows?
    6. Whisper Report: What’s your plan B for ransomware?
    7. What’s the best part about attending HIMSS26 live in Vegas?

    Readers and viewers wishing to experience the entire event are encouraged to view the Conference Whispers: HIMSS 2026 Playlist in its entirety. The playlist will be sited in the end screen, description, and as a pinned comment of the video edition.

    The video edition will conclude with gratitude towards those that contributed and a montage of responses to Bonus Question, “What’s the best part about attending the HIMSS 2026 live in Las Vegas?”.

    Next Year’s Conference  

    Unfortunately, next year’s conference will be in Chicago so we are not scheduled to attend or cover the event unless our coverage is sponsored. HIMSS27 will be taking place April 5-8, 2027. We look forward to its return to Vegas in the future.

    *When vendors’ names are shared as examples in this document, it is to provide a concrete example of what was on display at the conference, not an evaluation or recommendation. Evaluation and recommendation of these vendors are beyond the scope of this specific research document. Other examples products in the same category may have also been on display.

    TBW Advisors LLC corporate logo with their research guy ( figurine on top of stack of books) and slogan - fact based research and advsiorsy.

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, Vegas Convention Library, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Conference Whispers: CONEXPO-CON/AGG 2026

    Conference Whispers: CONEXPO-CON/AGG 2026

    Las Vegas, NV March 3-7, 2026

    Published: March 9, 2026                                                                ID: TBW2150

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Computer Talk Radio Coverage

    ABSTRACT:

    “CONEXPO‑CON/AGG 2026 delivered a packed week of press announcements, massive exhibits, and next‑generation jobsite innovation, 140,000 attendees and over 3 million square feet of exhibits. Press Day highlighted electrification, repairability, and asset intelligence, while the show floor showcased automation, telematics, lifecycle support, and equipment spanning every hall and lot of the LVCC. We live‑streamed daily coverage and completed research for six forthcoming Whisper Reports. Readers can explore the full experience through the Conference Whispers playlist and upcoming video edition.”

    The Conference

    • A community of over 140,000 attendees from 128 countries including 2000 vendors gathered at CONEXPO-CON/AGG. The event spanned over 3 million square feet of exhibit space.

    Cautions

    • Friendly reminder: this research provides examples of what was shared with us at the event, not an evaluation, validation, or recommendation of the given technology.

    Press Events

    CONEXPO-CON/AGG featured an entire Press Day on Monday, the day before the formal opening. We were able to capture a few of the events. First, we captured Moog Construction’s event featuring their Adaptive Electrification Management System – AEMS. Moog is a motion control company, provides electrification solutions for heavy vehicles, aiming to improve motion control systems. Moog technology enables any manufacturer to use any type of electric solution they would like. Their design is focused on improving simplification through design and reducing costs. The result is a modular solution that achieves remote diagnostics and over the air updates. If someone can physically replace a module, over the air capabilities flash the module to act like it should in that specific system. The solution is targeted at 6-25-ton compact loaders and excavators.

    The right to repair is alive and well in Europe but that is not the only thing that has come to life. Cojali USA solution focuses on the ability to maintain and repair a fleet of heavy equipment across manufacturers. Bringing you telematics that can act enabling not just predictive maintenance, but remote maintenance is also realized.

    The equipment leveraged in construction and agriculture are rather expensive. Even smaller tools are highly expensive and can be quite costly if lost or stolen. Samsara Asset Tags leverages industrial strength Bluetooth to help increase your chances of recovery. Each asset added to the network adds to the network’s density in tracking other assets. Their network is connected to an inbuilding network for asset tracking thus covering all the highways and major commercial building across major geographies.

    CONEXPO-CON/AGG saw an announcement of the arrival of Twins! Mack Trucks press event announced the updating of their very popular Granite Model of Mack Trucks. The second announcement that their every popular Pinnacle Model was being replaced with Keystone. The Keystone includes everything the Pinnacle model included plus additional chassis and sleeper options. The MP13, a13-litre engine in the Granite, now has 540 horsepower and a whopping 1950 torque.

    Exhibits

    Beyond the press events, Exhibits are always massive and physically impressive at CONEXPO-CON/AGG. John Deere didn’t just bring the equipment but wanted to make sure you know they support the entire lifecycle. Specifically, John Deere’s highlighted its connected support and the massive span of maintenance it represents to the customers. Bobcat introduced their RogueX3 concept machine which is electric, autonomous and module leveraging Moog’s electrification technology from the aforementioned press event. For those seeking brand agnostic, machine agnostic, roof mounted automation, CNF more commonly known as simply Case, shared their patented adaptable solution. Komatsu burst into expo hall with 7 brand new models across their lines. Epiroc not only shared their machines and automation, but also their customers appreciated span of services offering. Hyundai had a detailed display highlighting their leaps forward in advanced telematics improving reliability. Sometimes it is not about the machine as much as it is the components. Does your excavator or loader need a new bucket? Weir Group’s ESCO division exhibited their innovative buckets optimized for safety, durability, and performance. If your reason for hesitation in upgrading is moving your older assets off the books, have no fear! Ritchie bros. specializes in rotating equipment so you are free to upgrade your equipment today!

    For OEMs (original equipment manufacturers) in construction and agricultural equipment seeking to automate and optimize their equipment, MOBA Automation was hoping to speak with you. If you are an OEM and you really want to connect your physical equipment with the digital world, Trimble bridges the divide. Their massive booth highlighted their hardware, software, and services for positioning, modeling, analytics, and connectivity. Of course, predictive maintenance, remote maintenance, automation and all of these advanced capabilities that shined brightest are only possible IF the OEM installed the right sensors. To that end, sensor manufacturers were also on sight such as SIKO featuring location sensors. These location sensors can ensure you are never lost – even if GPS is denied in your location.

    Conference Vibe

    After 66 videos, three livestreams, and over two dozen fact checks, our coverage of CONEXPO-CON/AGG 2026 closes. CONEXPO-CON/AGG welcomes over 140,000 construction professionals from 128 countries. CONEXPO-CON/AGG occurs once every three years in Las Vegas Convention Center – the only Convention Center built strong enough to be able to house heavy equipment indoors. Featuring over 2,000 exhibitors, the event spanned over 3 million square feet of exhibit space. The massive event spanned every inch of the Las Vegas Convention Center including exhibits* in all of the lots including the massive new lot in front of the Fontainebleau the current Diamond Lot. The diamond lot featured next-generations jobsite solutions including attached robotic systems. The traditional Silver Lot featured demonstrations for brands. West Hall was the hub for smart construction technology and interactive workflow solutions with over 40 machines and 20 brand new models featured. North Hall focused on operational innovations. Central Hall was very concrete and asphalt centric including mixing equipment. Both South Hall Upper and Lower were leveraged for this event. South Upper was the prominent exhibition area for power equipment including electrified engines. South Hall features the ultimate in large scale equipment. As is customary, food was available throughout the convention center with all the normal LVCC eateries open and ready to serve including the major food courts including West Hall and North/Central Hall Lobby Food Court. Transportation options included shuttles, buses, and of course the famous Vegas Loop connection South, Central and West Halls.

    We once again live streamed from on site. On Media Day Monday letting you know we are on the ground covering the event. Tuesday we shared the excitement of Exhibits officially opening. And Wednesday specifically, I requested assistance on your favorite videos for my segment on the March 6th broadcast edition of Computer Talk Radio.

    We conducted research for twelve additional forthcoming Whisper Reports for our clients. The reports spanned research on improvements to jobsite output, automation, uptime, telematics, innovations in safety and those affecting the labor gap issue. The playlists are unlisted but available with the video version to be distributed via YouTube Whisper Club upper tier membership area on our YouTube Channel.

    1. Whisper Report: What jobsite tech boosts output most today?
    2. Whisper Report: Where does machine automation still fail?
    3. Whisper Report: What drains your fleet uptime the fastest?
    4. Whisper Report: Which telematics data do you trust least?
    5. Whisper Report: Which safety risk tech still can’t catch?
    6. Whisper Report: How big is the labor gap hitting your jobs?

    Readers and viewers wishing to experience the entire event are encouraged to view the Conference Whispers: CONEXPO-CON/AGG 2026 Playlist in its entirety. The playlist will be sited in the end screen, description, and as a pinned comment of the video edition.

    The video edition will conclude with gratitude towards those that contributed and a montage of responses to the Bonus Question, “What’s the best part about attending the CONEXPO-CON/AGG live in Las Vegas?”.

    Next Year’s Conference  

    The event is held every three years with the next event scheduled for March 13-17, 2029 at the Las Vegas Convention Center.

    *When vendors’ names are shared as examples in this document, it is to provide a concrete example of what was on display at the conference, not an evaluation or recommendation. Evaluation and recommendation of these vendors are beyond the scope of this specific research document. Other examples of products in the same category may have also been on display.

    TBW Advisors LLC Logo including research emblem

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, Vegas Convention Library, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: How will GenAI reshape Enterprise Finance Ops?

    Whisper Report: How will GenAI reshape Enterprise Finance Ops?

    Published to clients: March 3, 2026                          ID: TBW2119

    Published to Whisper Club: March 3, 2026

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract:

    “This Whisper Report investigates how Gen AI will reshape enterprise finance operations. Researched on‑site at Money 20/20 USA 2025 in Las Vegas, it examines how financial operations are evolving under accelerating automation and intelligence. The report highlights perspectives from AutoRek’s Nicholas Botha, Veratad’s Thomas Canfarotta, Globant’s Erin StillWell, Oracle’s James Calise, Zoominfo’s Brandon Tucker, localpayment’s Ezequiel Israel, and IPQS’ Shea Craft.”

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

    Related playlists and Publication

    1. International Pix: Payments for Brazilians Abroad | PagBrasil
    2. Whisper Report: What’s the biggest fintech risk CIOs are underestimating?
    3. Whisper Report: How will GenAI reshape enterprise finance ops?
    4. Whisper Report:  What’s the most disruptive payment tech no one’s watching?
    5. Whisper Report: What’s the best part about attending Money 20/20 Live in Vegas!

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: How will AI change warehouse architecture?

    Whisper Report: How will AI change warehouse architecture?

    Published to clients: February 24, 2026                    ID: TBW2115

    Published to Whisper Club: February 24, 2026

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract:

    “This Whisper Report investigates how will AI change warehouse architecture. Researched at the Retail, Supply Chain and Logistics Expo in Las Vegas, it highlights how AI boosts worker guidance, accelerates operations, improves predictive decisions, and reshapes automation across physical and digital systems. It also stresses fragmented tech stacks and future robot‑centric warehouse design. Quoted: Steve Harris (Warehouse Craft), Priya Katyal (PGS360), Petros Dertsakyan (oloround), Rodrigo Hernandez (Bazarup), Sean Elmurib (Backops AI), Naushad Ahmed (MetaOption), Ingo Pietruska (Lufthansa).”

    Enjoy the related Computer Talk Radio broadcast.

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

    Related playlists and Publication

    1. Whisper Report: What’s the biggest supply chain risk CIOs ignore?
    2. Whisper Report: How will AI change warehouse architecture?
    3. Whisper Report: What tech will kill manual logistics in 5 years?
    4. Whisper Report: What’s the best part about attending RSCLE live in Vegas?
    5. Conference Whispers: Retail, Supply Chain, & Logistics Expo

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: How can AI and behavioral analytics enhance identity security?

    Whisper Report: How can AI and behavioral analytics enhance identity security?

    Published to clients: February 17, 2026                                         ID: TBW2086

    Published to Whisper Club: February 17, 2026

    Analyst(s): Dr. Doreen Galli

    Abstract:

    “This Whisper Report investigates how AI and behavioral analytics enhances identity security. It highlights how organizations manage identity scale and emerging threats using behavioral baselines, anomaly detection, and contextual risk scoring. Researched at Identiverse held in Las Vegas, it incorporates quoted insights from Lumos’ Janani Nagarajan, GitGuardian’s Dwayne McDaniel, CyberSolve’s Ankush Kappor, Oasis’ Guy Feinberg, Simeio’s Octabio Lopez, Clarity Security’s James Davidson, Cubeless’ Treb Ryan, Apono’s Ofir Stein, Keeper Security’s Craig Lurey, Imprivata’s Diron Chain, and Panini’s Jim Harris.”

    As covered on Computer Talk Radio

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

    Related playlists & References

    1. Whisper Report: How can organizations implement zero-trust security without disrupting user experience?
    2. Conference Whispers: Identiverse 2025
    3. Conference Whispers: Identiverse
    4. ElevenLabs
    5. Conference Whispers: Black Hat 2019
    6. Whisper Report: How can organizations implement zero-trust security without disrupting user experience?
    7. Whisper Report: What are the latest advancements in decentralized identity and verifiable credentials?
    8. Whisper Report: How can AI and behavioral analytics enhance identity security?

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Conference Whispers: Manifest 2026

    Conference Whispers: Manifest 2026

    Las Vegas, NV February 9-11, 2026

    Published: February 16, 2026                          ID: TBW2143

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    ABSTRACT

    “Manifest 2026 brought together 7,350 attendees in Las Vegas, showcasing supply‑chain innovations across cold chain, warehouse automation, robotics, and logistics solutions. TBW Advisors LLC captured extensive on‑site coverage, including 62 videos, two livestreams, and over a dozen fact checks. Twelve Whisper Reports were also researched for deeper analysis across emerging operational challenges. Exhibits highlighted end‑to‑end supply‑chain platforms, automation breakthroughs, sensing technologies, and AI‑enabled workflow solutions across the expo hall.”

    Featured on this Episode of Computer Talk Radio

    The Conference

    • Attendance at Manifest 2026 saw an increase from 2025 with a whopping 7,350 attendees!

    Cautions

    • Friendly reminder: this research provides examples of what was shared with us at the event, not an evaluation, validation, or recommendation of the given technology.

    Conference Vibe

    After 62 videos including 2 livestream and over a dozen and a half fact checks, our coverage of Manifest 2026 closes. No lines for the 7350 attendees at registration as the process was quite efficient and took place right outside of expo hall. Venetian came through for attendings with delicious food. If you were not already hungry, the smell from their Tuesday lunch and the Pasta station that accompanied Wednesday lunch was sure to get you there. Enjoy the walkabout to and through expo hall. We always try to bring you fresh vendors in our coverage but you will recognize many brands in the walkabout from our coverage of other distribution sector events such as Pack Expo and Retail, Supply Chain, and Logistics Expo. One observation we would like to share is the unique way Manifest physically sets up their track sections within the Venetian. It creates this great gathering space for people in between sessions not seen at other events. We were able to get a great video of the space while all were at the keynote. Vendors at the booths frequently strongly complimented the event. One attendee denoted that there was a highly desirable mix decision makers or their direct reports.

    We once again live streamed from on-site. We streamed from outside of expo on Tuesday right before its grand openings requesting those attending to find me to answer Questions 1-6. On Wednesday we were back but from inside expo hall and reminding all to show us which videos you enjoy as assistance for my segment on the February 21st broadcast edition of Computer Talk Radio. Readers and viewers wishing to experience the entire event are encouraged to view the Conference Whispers: Manifest 2026 Playlist in its entirety. The playlist will be sited in the end screen, description, and as a pinned comment of the video edition.

    We conducted research for twelve additional forthcoming Whisper Reports for our clients. The playlists are unlisted but available with the video version to be exclusively distributed first via YouTube Whisper Club upper tier membership area on our YouTube Channel.

    Q1 Whisper Report: Where does AI most often fail in your supply chain?  

    Q2: Whisper Report: What data gap hurts your forecasting the most?

    Q3: Whisper Report: Which workflow breaks first under real-time load?  

    Q4:Whisper Report: What automation fails most when scaling ops?  

    Q5: Whisper Report: Where is visibility still blind in your network?

    Q6: Whisper Report: What cold-chain risk still keeps you up?   

    The video edition will conclude with gratitude towards those that contributed and a montage of responses to Bonus Question, “What’s the best part about attending the Manifest live in Vegas?”.

    Expo Hall

    For our coverage we will start with the easy and complete, end-to-end supply chain solution for brand owners by Aptean Supply Chain  who’s logo was seen all over the registration area. Enlightening operations teams by answering the questions, “Where their stuff in the supply chain?”, Surgere enables better decisions. If ‘when’ it arrives is critical, C.R. England would like you to know their trucking services are on time 99% of the time! Moving things cross borders? Ascendia operates in 17 countries with an extensive footprint in Canada. Executives looking to automate their operations but truly desire support may appreciate finding Engineering Innovation in the expo hall.

    This year we also explicitly covered some cold pack technologies and vendors leveraged for perishable goods and transportation of items that must remain refrigerated. ColdTrack is a cold chain 3pl, shipping, pick pack and storage services provider for the perishable market direct to consumer. If you need to transport up to 10,000 lbs of cold chain, Reefer Van Network was on site showcasing their solution. Wondering if your solution maintained acceptable temperature? Willog, a South Korean standout, brought their six‑metric supply‑chain intelligence to the USA. Concerned about how to get packages from an automated supply chain all the way to the door? Specifically, are the last 10 feet causing you concerns? Rivr.ai was once again onsite this year albeit capable of even heavier loads! This robot can get packages from a truck to humans at a door or a package from the human to bring to the truck.

    Moving into the warehouse, for those creating machines meant to be around people but don’t want to force your customers to wear cautions vests? Matrix Design Group created robot technology enabling your system to avoid people without putting requirements on people or their clothing! Do you desire automated inventory for your cold chain inventory even though your freezer gets down to -10 degrees? Dane Technologies robots not only answer the call but come with increased safety and efficiency technology for your workflows. Perhaps loading the trailers is your pain point and you are having difficulty finding dock workers. You simply need to load and unload them and don’t want any complex technological integrations or have to bug the IT department? Expand that dream and what if I told you automation exists to load that trailer AND that it can be done in under 5 minutes? That’s right Slip Robotics has expanded their line up! Now the Slip Lift is separated from the Slip Carrier – watch how this innovation can load and unload a truck in 5 minutes. Do you want to add automation but are concerned about complex training in your brownfield facility? Yondu.ai’s drop in robot might just be the adaptable, quick-learning automation you are seeking! Order consolidation your pain point and hoping to find an automation solution? Unbox Robotics can even handle orders with multiple pieces of the same inventory and move vertically.

    Moving deeper into the warehouse, Rufus Labs is redefining how one can get labor statistics with their multi-purpose hand scanner. It is valuable to note that this scanner is on the back of one’s hand, not handheld in the palm enabling. This placement enables the user to maintain full dexterity and capacity of their hands. Simply require package dimensions. This year’s show we captured FreightSnap’s dimension solution in the expo hall. For those seeking back office agentic solutions, freehand declares you no longer need to outsource. You can insource with your own AI agents!

    Next Year’s Conference  

    The Manifest 2027 will once again return to Las Vegas and will be held at the Sands Convention Center on February 8-10th, 2027.

    *When vendors’ names are shared as examples in this document, it is to provide a concrete example of what was on display at the conference, not an evaluation or recommendation. Evaluation and recommendation of these vendors are beyond the scope of this specific research document. Other examples of products in the same category may have also been on display.

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, The Whispers, Whisper Club, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: What IoT innovation will redefine smart living in 2026?

    Whisper Report: What IoT innovation will redefine smart living in 2026?

    Published to clients: February 2, 2026                               ID: TBW2135

    Published to Whisper Club: February 2, 2026

    Whisper Email Release:

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract:

    “This Whisper Report investigates what IoT innovation will redefine smart living in 2026. Researched on‑site at CES 2026, it explores how emerging technologies are reshaping home experiences in ways that blend intelligence, responsiveness, and new forms of interaction. Designed to spark curiosity, the report brings forward perspectives from Perfect Corp.’s Dr. Wayne Liu, X‑Origin’s Szeyu Wong, RiseLink’s Dr. Pengfei Zhang, and LG Electronics’ Chris DeMaria.”

    Analysis available only to clients at this time. Join the YouTube Whisper Club at the Whisper Club Level to get access to the video edition today.

    Related playlists and Publication

    Spatial Computing (XR)

    1. Whisper Report: What XR tech will change enterprise workflows first?  

    2. Whisper Report: Which spatial computing use case will scale fastest?  

    3. Whisper Rerpot: What’s the killer XR use case no one sees coming?

    Smart Home / IoT

    4. Whisper Report: What’s the biggest IoT security blind spot today?

    5. Whisper Report: What IoT innovation will redefine smart living in 2026?  

    6. Whisper Report: Which connected device will drive the next big shift?

    Health Tech / Med AI

    7. Whisper Report: What AI breakthrough will transform patient care next?  

    8. Whisper Report: Which health tech will cut costs without cutting quality?  

    9. Whisper Report: When will AI in health beat human diagnosis?

    Robotics / Automation

    10. Whisper Report: What robotics advance will reshape manufacturing first?  

    11. Whisper Report: Which automation trend will hit enterprise hardest?  

    12. Whisper Report: What’s the hardest problem in robotics no one solved?

    13. Conference Whispers: CES 2026 – TBW ADVISORS LLC

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: What’s the next data breach our industry isn’t ready to handle?

    Whisper Report: What’s the next data breach our industry isn’t ready to handle?

    Published to clients: January 6, 2026                     ID: TBW2123

    Published to Readers: January 7, 2026

    Public: May 4, 2026

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract:

    “This Whisper Report investigates the next data breach our industry isn’t ready to handle. It captures urgent insights from Put Data First revealing how emerging threats are reshaping risk landscapes. These include AI pipeline compromises, indirect prompt injections, company chat exfiltration, and deep fake-driven social engineering. Expert perspectives explain why traditional defenses fail. The report urges proactive strategies to secure data integrity across every stage of AI-driven operations before vulnerabilities escalate.”

    Target Audience Titles:

    • Chief Executive Officer, Chief Information Officer, Chief Technology Officer, Chief Data Officer, Chief Security Officer, Head of Data Strategy, Head of Information Security
    • Director of Cybersecurity, Director of AI Operations, Director of Risk Management, Director Data Governance Manager, Enterprise Architect
    • Data Scientist, Machine Learning Engineer, Cybersecurity Analyst, AI Operations Specialist, Risk Analyst, Cloud Security Engineer, Threat Intelligence Analyst

    Key Takeaways:

    • AI pipelines are vulnerable at every stage, requiring continuous protection of training data and outputs.
    • Indirect prompt injections can manipulate AI agents through unvalidated web content, creating hidden security risks.
    • Company AI chat data is a high-value target for exfiltration, exposing sensitive organizational insights.
    • Deep fakes amplify social engineering attacks, eroding trust and enabling data breaches through deception.

    What’s the next data breach our industry isn’t ready to handle?

    We took the most frequently asked and most urgent technology questions straight to the data and AI experts gathering at the Put Data First’s Inaugural event held at Planet Hollywood in Las Vegas. This Whisper Report addresses the question regarding the biggest AI risk no one in your organization is talking about as depicted in Figure 1.

    Figure 1. Prepare NOW for these Four Data Breaches

     

    1.      AI Pipeline Compromise

    Our first area to defend, was suggested by SafeBreach’s Hudney Piquant. “The AI pipeline I like to call it. It’s the pipeline of the data that you are the training data that you have and then your prompting that you’re doing and then the output like those three things I believe that that’s going to be the biggest breach that the adversaries will be looking at because if you’re able to really manipulate those things it’s going to affect the pipeline from a scalability perspective.” Hudney raises an important point that data needs to be always protected, every step of the way on its journey. For more research on how to protect data during execution see Industry Whispers: Public is Private -Confidential Computing in the Cloud.

    2.      Indirect Prompt Injections

    The next attack vector, brought by Mend.io’s Amit Chita, is subtle and exploits GenAI. “Indirect prompt injections. All the web contains websites. We take AI agents, we connect them to get information from these websites, but we don’t validate that it that this website doesn’t contain prompt injections within them. and they can manipulate our agents as they surf through the web. I think this is going to be one of the major issues that we’re going to deal with in the next coming weeks.” One may want to be careful where you let your agents roam!

    3.      Company Chat Exfiltration

    Our third attack vector is an insider and SaaS risk with significant exposure potential, highlighted by AnswerRocket’s Shanti Greene. “Exfiltrating company AI chats. So, the organizers like Open AI have done a good job of giving you a sandbox for your company to work within and they’re not training on your data. But being able to exfiltrate a company’s specific use and see what they’re prompting with could be interesting. There’s probably some interesting gold in that data.”

    4.      Deep Fakes

    Our final area of concern may not be a direct data breach but rather is a tool frequently leveraged to breach data and trust and is brought to us by The Agentic Manager’s Neil W. Smith. “The implications of deep fakes. We’re already used to AI being used for fishing expeditions, for extracting information from our databases. But what we don’t realize as humans is that we trust other humans to play by the rules more often than not. However, with deep fakes, both voice fakes, visual fakes, and context fakes, I think more and more humans are going to be fooled by the efficacy of deep fakes.” And the more humans that are fooled, the more systems can be compromised. Despite how widely discussed this topic is, deep fakes remain underestimated for their use in fraud and as a social engineering threat.

    Related playlists and Publication

    1. Whisper Report: What’s the biggest AI risk no one in your org is talking about?
    2. Whisper Report: What’s the next data breach our industry isn’t ready to handle?
    3. Whisper Report:  If you could make one data rule enforceable tomorrow, what is it?
    4. Whisper Report: What’s the best part about attending Put Data First live in Vegas?
    5. Industry Whispers: Public is Private -Confidential Computing in the Cloud.

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2026 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, Whisper Club, Whispers, The Answer is always in the Whispers, Vegas Convention Library, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.