Tag: fintech

  • Conference Whispers: Money 20/20 USA 2025

    Conference Whispers: Money 20/20 USA 2025

    Las Vegas, NV October 26- October 29

    Published to Clients: October 31, 2025                      ID: TBW2117

    Published to Readers: November 1, 2025

    Published to Email Whispers: November 1, 2025

    Public with Video edition: November 2, 2025

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract

    Over 11,000 Fintech experts gathered at the Sands Convention Center for Money 20/20 USA 2025. The event featured 630 speakers and 300+ exhibits. The sessions and agenda focused around the four themes of Fintech Spring, The Age of Infrastructure, Global Payments Race and Securing Trust. TBW Advisors LLC Captured over 45 minutes across 40 segments including a livestream and walkabout. Our coverage focused on technologies not previously covered at events in addition to answers to Four pressing questions for upcoming Whisper Reports.

    The Conference

    • A community of over 11,000 fintech professionals gathered at the Sands Convention Center in Las Vegas for Money 20/20 USA 2025. The event featured over 630 speakers and 300 exhibits.
    • The sessions and agenda focused around the four themes of Fintech Spring, The Age of Infrastructure, Global Payments Race and Securing Trust.
    • Global money movements are faster and easier than ever. Fraud and cyberattacks are enhanced by the latest AI technologies and are ever growing threats.

    Cautions

    Friendly reminder: this research provides examples of what was shared with us at the event, not an evaluation, validation, or recommendation of the given technology.

    Conference Vibe

    After 45 minutes of content and over segments of content including a livestream, 9,000 steps and over a dozen fact checks, our coverage of Money 20/20 USA 2025 closes. Registration was quite efficient and breakfast was waiting in expo hall when over 11,000 fintech experts arrived. The event featured over 630 speakers and 300 exhibits. Overall it was a fun atmosphere with a 360 photo booth and a follow-the-pink-road flooring motif. Enjoy the walkabout to and through expo hall. We always try to bring you fresh vendors in our coverage. We want to call your attention to the many brands in the walkabout from our coverage of other fintech events such as the Money 20/20 USA 2024, or our coverage of Fintech Meet-up both in 2025 and in 2024. Likewise in the cybersecurity and anti-fraud space you will recognize vendors from our coverage of ISC West, Identiverse, and Black Hat USA 2025. For those of you not familiar, that research is also applicable to the Money 20/20 audience. The sessions and agenda focused around the four themes of Fintech Spring, The age of Infrastructure, Global Payments Race and Securing Trust.

    We once again live streamed from on site. On Monday requesting those attending to find me to answer Questions 1-3, to introduce all to TBW Advisors LLC, and requesting assistance. Specifically, I requested assistance on your favorite videos for my segment on the October 31st broadcast edition of Computer Talk Radio.

    While at Money 20/20, we conducted research for three additional forthcoming Whisper Reports for our clients. The playlists are unlisted but available and will eventually fill in with the video version of the report so you may wish to bookmark these playlists.

    1. Whisper Report: What’s the biggest fintech risk CIOs are underestimating?
    2. Whisper Report: How will GenAI reshape enterprise finance ops?
    3. Whisper Report:  What’s the most disruptive payment tech no one’s watching?
    4. Whisper Report: What’s the best part about attending Money 20/20 Live in Vegas!

    Readers and viewers wishing to experience the entire event are encouraged to view the Conference Whispers: Money 20/20 Las Vegas 2025 Playlist in its entirety. The playlist will be sited in the end screen, description, and as a pinned comment of the video edition.

    The video edition will conclude with gratitude towards those that contributed and a montage of responses to Question 4, “What’s the best part about attending the Money 20/20 live in Las Vegas?”.

    The Intuit Dome

    Money 20/20 changed ownership since last year’s event as such it is always critical to receive clarity on what is allowed to be captured on video within the limits of the press pass to ensure retaining current and future access. While we unfortunately did not receive such clarity, we were able to obtain an exclusive session summary on the session regarding the technology at The Intuit Dome. Known as the home to the NBA team The Clippers in Los Angeles California. the site is technically exciting. As Globant’s Peter Mikeal explained, their face ID authentication and payment system is an integrated and seamless user experience.

    Exhibits

    Alacriti is redefining and modernizing the approach to the money and movement process with their intelligent platform. Connected to all certified rails, tightly integrated with all your fraud solutions, and the core banking systems for ledger postings – if a unified money movement platform sounds interesting, they would love to hear from you.

    Automation and scale a concern for your financial services? AutoRek specializes in your pain point. Stopping fraud keeping you up at night? IPQS integrated platform even provides residential proxy identification pathology! Defence in depth is always valuable. Concerned with having something for fraud prevention that operates in real time? UMCA Tech shines protection in exactly that dark vulnerability corner.

    Performance and the ability to do massive amounts of agentic and generative AI on your mind? Want to make sure the cloud you choose has a GPU infrastructure ready to tackle your problem? Oracle wants to advise you, they already knew you were coming and are ready. Seeking global expansion, Korea Fintech Financial Services Commission brought a handful of start-ups to Vegas for global exposure.

    Fintech is no different than many other sectors. Organizations are tired from transforming every 2 years. Executives and strategists have turned towards the trend of future proofing. Future Proofing involves taking a longer, more strategic look over your processes, plans, and investments. Executives looking to future-proof their verification process should take a close look at Veratad. Does your vendor search list include finding a go-to-market data solution provider? Zoominfo shared their unique capabilities with TBW Advisors LLC just for you.  Seeking a near shore, global, financial services organization? Globant, isn’t just another vendor, they earlier brought us their story of success at The Intuit Dome. If your organization is seeking to transform or future proof, be sure to schedule your inquiry with your analyst even if the work is outsourced.

    Next Year’s Conference  

    The 2026 USA Edition of Money 20/20 dates will return to the Venetian on October 18-21, 2026.

    *When vendors’ names are shared as examples in this document, it is to provide a concrete example of what was on display at the conference, not an evaluation or recommendation. Evaluation and recommendation of these vendors are beyond the scope of this specific research document. Other examples products in the same category may have also been on display.

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    ©2019-2025 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Conference Whispers: G2E 2025

    Conference Whispers: G2E 2025

    Conference Whispers: G2E 2025

    Las Vegas, NV October 6- October 9

    Published to clients: October 10, 2025                    ID: TBW2105

    Published to readers: October 11, 2025 am                      

    Published to Email Whispers: October 11, 2025

    Public with video edition: October 12, 2025

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract:

    “Global Gaming Expo (G2E) 2025 brought nearly 25,000 attendees to Las Vegas for a high-energy showcase of gaming innovation, regulatory tech, and casino infrastructure. TBW Advisors captured over 75 minutes of video across 81 segments, including two livestreams and a full expo hall walkthrough. Our coverage focused on the technologies shaping the future of gaming—from multilingual communication and fraud prevention to cash automation and iGaming compliance. This edition includes four unlisted Whisper Report playlists and concludes with a video montage answering: “What’s the best part about attending G2E live in Vegas?”

    The Conference

    • Nearly 25,000 attendees gathered at the Sand’s Convention Center in Las Vegas. Every aspect of gaming was included while we focused on the technology.
    • Technologies seen include anti-fraud, anti-money laundering (AML), language translation, casino management, player engagement, data center and server technology, cybersecurity, cyber + Physical security, identity, access management

    Cautions

    • Friendly reminder: this research provides examples of what was shared with us at the event, not an evaluation, validation, or recommendation of the given technology.

    Conference Vibe

    After 15,000 steps, 81 videos, and over 75 minutes of video including 2 livestreams and over 20 fact checks, our coverage of Global Gaming Expo better known as G2E 2025 closes. Registration moved quickly as the nearly 25,000 attendees waited for expo hall to open! While we did not get clearance in writing to record any sessions or keynotes, we were able to get permission to capture Expo Hall. In fact, our favorite quote of the event described expo hall as having ‘some incredibly impressive booths’. See for yourself as you enjoy our walkabout. The usual Venetian eateries were available including the café, the food marketplace and the bistro!

    We once again live streamed from on site. On Tuesday requesting those attending to find me to answer Questions 1-3, and Wednesday to let you know about upcoming events we have scheduled and to introduce all to TBW Advisors LLC, and requesting assistance. Specifically, I requested assistance on your favorite videos for my segment on the October 10th broadcast edition of Computer Talk Radio.

    While at G2E 2025, we conducted research for three additional forthcoming Whisper Reports for our clients. The playlists are unlisted but available and will eventually fill in with the video version of the report so you may wish to bookmark these playlists.

    1. Whisper Report: What’s the next gaming tech that will change how we play?
    2. Whisper Report: What’s one casino innovation you wish existed today?
    3. Whisper Report: What’s the biggest risk in iGaming no one’s talking about? And a bonus report,
    4. Whisper Report: What’s the best part about attending G2E live in Vegas?

    Readers and viewers wishing to experience the entire event are encouraged to view the Conference Whispers: G2E 2025 Playlist in its entirety. The playlist will be sited in the end screen, description, and as a pinned comment of the video edition.

    The video edition will conclude with a montage of responses to Question 4 — “What’s the best part about attending G2E live in Vegas?” — capturing the energy and moments that made the event unforgettable.

    Exhibits

    Our favorite quote of the event was, “there are some impressive booths in Expo Hall”. From designers showing how your high roller room should really look to chairs for patrons, uniforms for staff, lawyers and accountants specializing in the Gaming ecosystem —  everyone was there. At TBW Advisors LLC we of course focused on the technology that tells the story. Commencing with agilysis, they have a solution that can run the entire resort including scheduling and handling advanced amenity types from golfing to spas. Prefer to focus on gaming data organization? CCT is ready to jump in and partner. They organization all your data from casino operations; from the cage through revenue audit.

    If you want to make sure everyone working at the resort can communicate reliable across any language barrier, Relay should be on your evaluation list. Relay offers a software cloud-based solutions that enables capabilities not normally available in traditional telecommunication solutions. If you would like to clean up the air in the casino, QleanAir’s smoke free cabin demonstrated their technologies capabilities.

    Physical Casinos mean physical payments. Those physical payments may mean your client may have to get up to go to the ATM or counter if their players card runs out. Pavillion Payments would like you to know – this inconvenience is no longer required. Introducing Apple Pay at the machine by Pavillion Payments. If your challenge is in counting the cash that comes into the casino, JCM has a solution including multiple Six-Axis Robots – enjoy the demo! If you would prefer to leverage the same cash counting technology the Federal Reserve in the US leverages, then Giesecke + Devrient were in expo hall ready to show you their highly trusted solution.

    Physical Casinos not only must count but secure the cash, chips, and machines. Regulations require very strict key and asset management. Fortunately, companies such as Traka were in expo hall to share their solution which not only manages keys but ensures compliance. Those seeking additional information on physical cyber security are directed to our ISC West Coverage. Druvstar provides cybersecurity and data security for your gaming needs solution created by actual former CIOs and CTOs in the gaming industry. Those seeking additional information on cybersecurity are directed toward our coverage of Black Hat. Speaking of data, Seon leverages over 909 first party data sources to help you stop fraud. Clients may recall when we first covered Seon during our coverage of Fintech Meetup 2024.

    iGaming regulations frequently require one to keep the data in country to be compliant. If your expansion plans are hindered by finding data centers in remote locations, Continent 8 Technologies should be on your radar. Trying to maintain compliance in all those exotic iGaming locations? eCOGRA operates anywhere in the world iGaming is allowed – over 50 territories. If however, you are seeking durable, rugged hardware that can be custom created to your needs, Radeus labs was in expo hall looking to meet you. For anyone seeking to understand the ‘why’ behind a player’s actions, fullstory has a solution for you. But if maintaining a player’s engagement during play within the app and you don’t want to build out a new team. Perhaps you are seeking player engagement out of the box? Plotline has an intelligent tool ready for you to leverage. Seeking a platform to build and entire game? Want that game to be equally available for iGaming as it is on land for Casinos? Perhaps with the same exact play as well? Then incisor brought the exact development platform you have been seeking to G2E this year!

    Next Year’s Conference  

    Global Gaming Expo 2026 will once again return to Las Vegas and will be held at Sands’ Convention center at the Venetian on September 28 through October 1, 2026. G2E also shared that G2E 2027 will be held September 27 September 30 with G2E 2028 being held October 9-12.

    Related playlists and Publication

    Conference Whispers: Black Hat USA 2025

    Conference Whispers: Identiverse 2025

    Conference Whispers: ISC West 2025

    Conference Whispers: Fintech Meetup 2025

    Conference Whispers: Infocom

    *When vendors’ names are shared as examples in this document, it is to provide a concrete example of what was on display at the conference, not an evaluation or recommendation. Evaluation and recommendation of these vendors are beyond the scope of this specific research document. Other examples products in the same category may have also been on display.

    TBW Advisors Logo

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2025 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: How can we build and maintain consumer trust in Fintech solutions?

    Whisper Report: How can we build and maintain consumer trust in Fintech solutions?

    Published to clients: September 9, 2025                           ID: TBW2068

    Published to Readers: September 10, 2025

    Published to Email Whispers: TBD

    Published Publicly with Video: TBD

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract:

    “Trust in fintech isn’t just about compliance—it’s a multi-dimensional strategy. This report explores how transparency, privacy, and strong identity verification shape consumer confidence. Insights from Fintech Meetup 2025 reveal how leading firms are navigating open banking, fraud prevention, and data ethics to earn and retain trust. If trust is your brand’s currency, this report is your blueprint. “

    Analysis only available to clients at this time.

    Related playlists

    1. Whisper Report: How can AI be effectively integrated into healthcare systems?
    2. Conference Whispers: HIMSS 2025

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2025 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Conference Whispers: Black Hat USA 2025

    Conference Whispers: Black Hat USA 2025


    Las Vegas, NV August 2- August 7

    Published to clients: August 11, 2025                                 ID: TBW2089

    Published to readers: August 12, 2025                  

    Published to Email Whispers: TBD

    Public with video edition: TBD

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): D. Doreen Galli

    Abstract:

    After 61 videos including 4 first ever onsite livestreams, 150 minutes of recording including multiple exclusive shots – our coverage of Black Hat USA 2025 closes. Black Hat USA 2025 featured over 100 briefings and 120 sponsored sessions, with coverage spanning keynote presentations, technical sessions, and exhibit hall innovations. Topics ranged from AI-driven threat detection and agentic SOC platforms to identity verification and proactive risk management. Trends in cybersecurity regarding defence, use of AI agents, and focus on resiliency continue to grow.

    The Conference

    • Black Hat USA 2025 featured over one hundred briefings and 120 sponsored sessions. Attendance numbers are forthcoming. 2024’s edition featured over 20,000 in person attendees.

    Cautions

    • Black hat is not a conference to attend without preparation. All of one’s technology should be up to date. One should ensure they are leveraging a VPN and a RDID wallet when intentionally going around black hat. If not using one’s phone, a portable faraday pouch is always beneficial.
    • Friendly reminder: this research provides examples of what was shared with us at the event, not an evaluation, validation, or recommendation of the given technology.

    Conference Vibe

    After 61 videos and related fact checks, over 150 minutes of recording including for the first time ever – four onsite LIVESTREAMS – our coverage of Black Hat USA 2025 closes. Black Hat featured over one hundred briefings and 120 sponsored sessions. Clients may recall the expo hall restrictions during our coverage of HIMSS which treated the entire expo hall like a surgical operating room from a privacy perspective. Guess what? It was even tighter at Black Hat. Nonetheless, we were able to capture the energy as Expo Hall was opening. Not only that, for the first time ever, Informa (who owns Black Hat) gave permission to someone to do a walkabout in Expo Hall prior to its opening for the day. That’s right – enjoy your exclusive look at Black Hat USA 2025 Expo Hall. Not only that, we were able to capture the mouthwatering lunch served on Wednesday. Once again, unlike most events, the What’s To Eat? Video does not include any attendees enabling us to really get a great shot of the food! A first for TBW Advisors LLC – we did four livestreams while on site. One live stream on Tuesday, Wednesday, and Thursday morning. One final livestream went out on Thursday as I requested assistance on your favorite videos for my segment on the August 9th broadcast edition of Computer Talk Radio.

    While at Black Hat USA 2025, we conducted research for three additional forthcoming Whisper Reports for our clients. The playlists are unlisted but available and will eventually fill in with the video version of the report so you may wish to bookmark these playlists.

    1. Whisper Report: What’s the biggest cybersecurity myth in 2025?
    2. Whisper Report: Can AI defend against AI-powered attacks?
    3. Whisper Report: What’s the next SolarWinds-level breach waiting to happen?

    Readers and viewers wishing to experience the entire event are encouraged to view the Conference Whispers: Black Hat USA 2025 Playlist in its entirety. Once the video edition is available, the playlist will be sited as a pinned comment on the video edition. It is also easy to locate any previous Conference Whispers playlists through TBW Advisors LLC corporate website. Additional cybersecurity conference research is available via Conference Whispers: Identiverse and Conference Whispers: ISC West.

    Keynotes and Sessions

    Kicking off in dramatic fashion, the conference kicked off with an amazing keynote from non-other than the most famous virus hunters – Mikko Hypponen and father of the Hypponen law of IoT security – one of our favorite coverage spaces. Specifically, Mikko said that if a device is smart, it is vulnerable. It was amazing to hear his story.

    On the bleeding edge of things, we received two session summaries from Microsoft’s Thomas Roccia. The first session was his Black Hat session on NOVA – Prompt Pattern Matching regarding a new type of threat gaining traction. The second session is actually at DEFCON – the sister conference where no one would be ignorant enough to bring in modern technology outside of a faraday cage. Fortunately, we caught Thomas while at Black Hat. IN this talk Thomas shared that they are releasing an AI Agent to track crypto currency’s movements including visualization to combat crypto money laundering. The final Microsoft session itself that we captured is the Unmasking of Cyber Villains. I always love when engineers get a very loud boastful ovation from the audience. This stage featured the heroes of MISTIC and Dart who shared how they leverage each other’s strength. MISTIIC stands for Microsoft Threat Intelligence Center while Dart stands for Microsoft’s Diagnostics and Recovery Toolset. In this session, the Microsoft team emphasized that incidents require empathy, speed, and precision. The Darth team is on the ground delivering the empathy and getting the data to MISTIC. MISTIC in turn, provides the cheat codes to the Darth rescue team to quickly combat the incident.

    On the topic of using AI Agents on a team of humans in wish SOC, James Spiteri from Elastic Security shared a summary of his session. “AI without Borders: Extending analysts capabilities in a modern Soc” dove into details how Agents and humans can successfully interoperate in a SOC. James also covered critical questions you need to think about in order to truly operationalize this type of situation. 

    Exhibits

    As with many events, some exhibits span outside of the formal expo hall. We were invited to the Dune Security Command Center on site where we heard about their solution. Their adaptive training uses a personal credit risk scoring model. It targets each employee’s risky actions and knowledge gaps with customized, targeted, proactive program. The goal is to elevate them to meet corporate standards. This theme of preparation, training, and doing things up-front was definitely a theme. Cumulated shared how their solution focuses on resiliency. Given that the proper way to discuss it is always when and not if, it is wise to ensure a quick recovery when it occurs. This preparation and looking out for the threat aligned with Qualys’s Risk Operations Center. This center is focused on assisting organization proactively identify, prioritize, and finally remediate identified risks. Covering all five personas in a SOC (alerts, vulnerabilities, threat intel, case management and DFIR (digital forensics/incident response )) StrikeReady’s platform integrates with 800 tools and is focused on removing each role’s pain points. Continuous Threat Exposure Management or CTEM is the area addressed most recently by Safe Security. Booli also moves things earlier in the process, in their case identity stitching. Specifically at the very beginning of the process including score carding the identity and providing the information back to the identity service. Ensuring stolen credentials are changed once they have been phished and the criminals attempted to leverage them, Mokn was on site to tell attendees about their solution.

    If your organization would prefer to fix vulnerabilities instead of the common security software composition analysis, Heeler Security was the booth to visit. Feeling overwhelmed, by cloud configurations in your organization? imPac Labs was on site talking about their expertise. Admittedly, given my Microsoft Patent application on Policy Profiles, cloud configurations is a problem space on our radar at TBW Advisors. Speaking of high availability environments, HAProxy Technolog exhibited their platform that brings enterprise security performance and configurability into packaged software.

    An area we have discussed in Conference Whispers: Money 20/20, Conference Whispers: HIMSS 2025, and Conference Whispers: Fintech Meetup 2025 – verifying the hardware device is a valuable defence vector for fighting fraud. At Black Hat USA 2025 we met SmallStep that enables device identity with cryptographic identity ensuring corporate devices are used to perform work. Leveraging device identification to eliminate deepfakes within a corporation, Netarx leverages multiple models to ensure your corporate communications are safe from deep fakes. Elastic Search – an open-source project known for search – found itself building native security and analytics due to popular demand.

    Moving into the agentic side of things, Microsoft’s AI Agent Challenge was a big hit. Their booth had plenty of specialists on site to answer any of your questions. Focusing exclusively on AI Agents for the Red Team, Mindgard’s solution keeps probing to find vulnerabilities, filters through them based on your target and context. Finally, remediation advise is dispensed. Cyata built a built a control plane for Agentic Identity and includes policy enforcement. Addressing the full lifecycle above and beyond triage, Exaforce shared their Agentic SOC Platform. A demo of Exaforce was also captured. Finally, if you are unfamiliar with the current state of agents or have never seen an agent in action, enjoy the video with Ralph. Ralph comes from Cyber Innovate; a think tank focused on stopping threats from AI Agents themselves.

    Next Year’s Conference  

    Black Hat USA 2026 will once again return to Las Vegas and will be held at Mandalay Bay Convention Center in August 2026. The exact dates have yet to be announced at time of publication.

    *When vendors’ names are shared as examples in this document, it is to provide a concrete example of what was on display at the conference, not an evaluation or recommendation. Evaluation and recommendation of these vendors are beyond the scope of this specific research document. Other examples products in the same category may have also been on display.

    TBW Advisors Logo

    Corporate Headquarters

    2884 Grand Helios Way

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    ©2019-2025 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Whisper Report: What are the best practices for enhancing cybersecurity in FinTech?

    Whisper Report: What are the best practices for enhancing cybersecurity in FinTech?

    Published to clients: June 26, 2025                                                                         ID: 2066

    Published to Readers: June 27, 2025

    Email Whispers: TBD

    Public with Video Edition: TBD

    Analyst(s): Dr. Doreen Galli

    Photojournalist(s): Dr. Doreen Galli

    Abstract:

    To strengthen cybersecurity in FinTech, experts emphasize a layered approach that combines technology and human awareness. Rising threats like phishing, smishing, and fraud demand not just better tools but also vigilant, well-trained employees. Embedding security scans into software development, analyzing diverse data signals, and adopting a “defense in depth” strategy are all critical. Ultimately, staying curious, asking the right questions, and embracing evolving technologies—especially AI—can help organizations stay ahead of cyber risks.  

    Research available only to clients at this time.

    *When vendors’ names or quotes are shared as examples in this document, it is to provide a concrete example of what was on display at the conference or what we heard doing our research, not an evaluation or recommendation. Evaluation and recommendation of these vendors are beyond the scope of this specific research document.  

    TBW Advisors LLC logo

    Related playlists

    1. Conference Whispers: Fintech Meetup 2025
    2. Conference Whispers: Money 20/20 2024
    3. Conference Whispers: Identiverse 2024
    4. Conference Whispers: ISC West 2025
    5. Q1: Fintech Meetup Playlist – How can we ensure Compliance with evolving regulations?
    6. Q2: Fintech Meetup Playlist – What are the best practices for enhancing cybersecurity?

    Corporate Headquarters

    2884 Grand Helios Way

    Henderson, NV 89052

    ©2019-2025 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Conference Whispers: Fintech MeetUp 2025

    Conference Whispers: Fintech MeetUp 2025

    Las Vegas, NV March 10-13

    Published: March 17, 2025              ID: 2065

    Published to Readers: March 18, 2025

    Published to Email Whispers: June 25, 2025

    Analyst(s): Doreen Galli

    Photojournalist(s): Doreen Galli

    ABSTRACT:

    The 2024 Fintech Meetup experienced a 25% increase in size, featuring over 50,000 one-on-one meetings. Key areas of interest included development environments, product connectors, customer engagement solutions, and ACH payment simplification. Risk management and compliance were significant themes, with solutions for identifying threats, ensuring regulatory adherence, and verifying new clients. Identity verification and fraud prevention were also highlighted. Global risk decisioning platforms and extensive marketplaces were showcased, along with solutions for digital payouts, gift cards, and depositor retention.

    The Conference

    • Fintech MeetUp 2025 was held in Las Vegas, Nevada and had just over 5,000 registered attendees including over 1000 CEOs, with diverse collection of exhibiting companies. Over 50,000 one-on-one meetings were also scheduled.

    Cautions

    • It is critical you keep up to date with the deadlines as the MeetUp approaches to get the maximum networking from the MeetUp. If you registered in the last month before the event, you are already too late to participate in the meetups.  
    • The event explicitly did not want any of the sponsored keynotes to be recorded or amplified. Sponsors should keep this in mind if they want any attention outside of those able to make it in-person those exact days.

    Conference Vibe

    Having covered Fintech Meetup in 2024, we knew what to expect from the meetups. As you can feel in the energy of the event, it was about 25% larger than last year. This year featured over 50,000 of their infamous one-on-ones – just be sure you register and get your information in early if you want to participate. Our coverage this time focused on the expo hall. In addition, we were able to conduct research for three forthcoming Whisper Reports for our clients. The playlists are unlisted but available and will eventually fill in with the video version of the report so you may wish to bookmark these playlists.

    1. Whisper Report: How can we ensure compliance with evolving regulations?
    2. Whisper Report: What are the best practices for enhancing cybersecurity?
    3. Whisper Report: How can we build and maintain consumer trust in fintech solutions?

    Enjoy the entire playlist for Conference Whispers: Fintech Meetup 20205 to more fully experience the event.

    Plethora of FinTech!

    Regardless of your role or fintech need, there was likely a vendor in that specific fintech space. Developers had Gitlab providing  an environment to develop solutions from ideas, through the entire software development lifecycle to production. Creating a solution that requires that is required to connect to various products in the fintech space? Merge shared their vast collection of product connectors regardless of development or integration technique. Perhaps you are specifically focused on improving your customer engagement. Interface.ai provides an agentic AI solution designed exclusively for credit unions and community banks to engage with their customers. If the interface you are most concerned with is ACH payments, Trustly can simplify ACH payments and comes with a side of risk management.

    Money makes the world go around so risk management will always be a significant area of focus within Fintech. A cognitive AI solution to identify missing threats, Thetaray seeks to find troubling patterns before an organization is compromised. More concerned with compliance? Security Metrics shared their capabilities for ensuring compliance not only with FinTech but also Healthcare and other regulated industries. Focused on compliance, and fraud and perhaps but also must increase your customer conversion rate? OnFido shared their combination solution that enables organizations to quickly and correctly verify potential new clients. The risk profile is configurable depending on the specific needs of a given organization at a given time.

    If identity is an area of interest in your organization, TBW Advisor’s research, Conference Whispers: Identiverse is a must read. The identity space also featured quite a few vendors in the identity space. During an exclusive interview, Intellicheck told us about their exclusive access to the data required to strongly identify drivers’ licenses from USA or Canada. If you prefer to leverage phone intelligence, Prove previously covered at Money 20/20, shared an update to their solution that now goes beyond leveraging the chip in the phones. For Fraud, prevention is always better than detection, Aries Fraud Solutions is all about prevention achieved by leveraging different numbers on the card versus the strip. In the area of risk decision and fraud detection, it is also worth to evaluate the extensive offering by Socure with an active customer base across 20 different verticals.

    For various solutions, it is frequently not only about what it can do, but how extensive globally is their coverage? Provenir informed TBW Advisors that their global risk decisioning platform is available in 60 countries serving anything from Tier 1 providers all the way to SMBs. It is a multi-component platform offering a marketplace in 120 categories. On the topic of marketplaces, MoneyLion shared their extensive offering with over 800 3rd party products serving 20+ million consumers and as well as the engine behind the largest enterprise fintech customers.

    The B2C dimension is always a challenging dimension for payouts. Whether it is payouts for the workforce, or refunds, Onbe’s solution is bringing clients into the digital age. If you are focused more on gift cards, Incentive.AI can create customer solutions to fit your needs. Finally, an interesting solution to help retain depositors was shared by Wysh. Wysh enables financial institutions to offer free life insurance to customers based on deposit values.

    Next Year’s Conference 

    While this year’s event was held at the Sands Convention Center of the Venetian, next year’s event will be at Mandalay Bay. The event will be held March 30-April 1, 2026.

    ©2019-2025 TBW Advisors LLC. All rights reserved. TBW, Technical Business Whispers, Fact-based research and Advisory, Conference Whispers, Industry Whispers, Email Whispers, The Answer is always in the Whispers, Whisper Reports, Whisper Studies, Whisper Ranking, The Answer is always in the Whispers, and One Change a Month, are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.

  • Conference Whispers: Fintech Meet Up US 2024

    Conference Whispers: Fintech Meet Up US 2024

    Analyst: Dr. Doreen Galli

    Photojournalist: Dr. Doreen Galli

    ABSTRACT

    Fintech Meetup 2024 allowed over 4,000 attendees to not only meet up, but see an extensive collection of exhibitors and extended formal interviews as keynotes. Attendees and exhibitors agree the word that best described the event was “different”. The conference featured technologies that are specific to Fintech, those that benefit regulated industries such as fintech and healthcare and interesting technologies for enterprises including those in Fintech and in general.

    The Conference

    • Fintech MeetUp 2024 was held in Las Vegas, Nevada and had just over 4,000 registered attendees, with large collection of exhibiting companies.
    • Attendees at CES 2024 hold titles such as CEO, Founder, Investor, VP, Director, Chief Marketing Officer, VP of Engineering, VP of Product Development, data scientists, Chief Risk Officer, Chief Revenue Officer, and lead engineer.  

    Highlights

    • Fintech Meetup would have to be the meetups that resulted from the preparation for the event and neat matching technology in the background.

    Cautions

    • It is critical you keep up to date with the deadlines as the Meetup approaches to get the maximum networking from the MeetUp.
    •  Its  much bigger than you would think by the name.

    Conference Vibe

    As a Meetup I had no idea what to expect as I approached the entrance. The informal font on the conference title makes it seem quite small. In reality, there were over 4,000 people there and the meeting space was literally buzzing! Did the conference meet our expectations? Well it was larger than thought but managed to maintain the quaintness you would expect from the name. I really do think everyone was so much friendlier than I ever experienced at a conference as observed in the walkabouts! There was food galore albeit I heard a lot about the heavy curry on Monday’s lunch!

    In Depth Sessions

    Much to our surprise there were in fact keynotes sessions. Unlike most conferences, all keynotes were interviews. TBW Advisors LLC was able to catch a few of these. Specifically, Kevin O’Leary on behalf of Beanstalk*. Interestingly, Kevin has a few quotable moments. He reported he only gives start-ups 3 years to make it. He also stated that Shark Tank investments are expected to recoup their investment within 48 hours of airing on television. Finally, he also will not invest in a company that cannot handle its own social media!

    Attendees were also treated to an in depth interview of Angela Strong, a long-time venture capitalist. Angela was decidedly giddy about the quality of the current group of start-up entrepreneurs. She further delved into the depth of their experience on the exact niche of a problem they are solving.

    MasterCard’s CTO, Ed McLaughlin also provided an in-depth interview to attendees. His advice is to not push new technology aside just because you have something that can do something the new technology can do. Rather, he strongly urged all to explore what the new technology can do that other technology cannot – for that is where the magic of innovation will occur. Max Neukirchen from JP Morgan also shared the passion his organization has for innovation.  

    Purely Fintech Plays

    For banks seeking mobile image capture, UrbanFT was there to meet your needs. Likewise if you are trying internally to get data from such captures, a new startup Docsumo was there trying to get your attention. If you bank is attempting to stop fraud from skimmers, Aries Anti-fraud solution with separate numbers on the front and back of cards caught a lot of attention! If however, your organization is seeking ultimate personalization based on user data, Finalytica.ai offered an option. If your bank is in a state with legal Cannabis industry, Shieldbanking’s solution offers a method to meet AML compliance requirements.

    Preventing risk, as well as the identification and removal of fraud is quite critical for those in financial services. To that end, Engima offers the ability to evaluate SMB credit decisions based on transaction history data. Seon monitors digital signals to prevent fraud. While Op-insights is offering an AI copilot for all your compliance neds. Oscilar.ai was present sharing their risk decisioning solution for financial services. In particular, they touted their purported strength in interacting with 3rd party data to offer a customer 360. Likewise, Datavisor offers end-to-end data orchestration fraud and compliance tool with full reporting and regulatory filing. What was interesting about Datavisor is that it provides a generative AI solution co-pilot to its customers; therefore, removing the need for custom services. If your organization sought a solution to monitor transactions to identify fraud, Unit21 was the booth for you.

    One key to success in Fintech is successful integration. To that end, Rutter API shared their unified API. Likewise, IgniteConnect offers many prebuilt connections for Fintech in their solution that offers data and application integration.

    Interesting Technology in General

    As you might expect some tech was not specific to Fintech but applied to regulated industries in general. For example, Skyflow offers data privacy for regulated industries and is equally at home in healthcare. While not unusual for VCs to require this tech of their investments, Zeni provides accounting and bookings for startups regardless of what sector they serve with their customers.

    There were two interesting vendors that leveraged behavioral science. Symend leverages customer behavior to increase sales as well as detect fraud. For example, some customers cannot resist a FOMO type of advertisement while others never respond. Likewise. NeuroID leverages typing patterns and copy and paste detection to identify fraud. As you might guess, most people don’t have to copy and paste their own addresses into fields, but cyber criminals do.

    If you would like to regularly verify the email used to sign up is not belonging to a crime ring or fraudster, Atdata might be someone to look into. Eltropy was on display with their unified conversation platform spanning voice, text and email.

    Call centers are a popular topic in Fintech. To that end, Datamatics was present with their capability to depoy as many generative AI agents as you need. Likewise, Versa.ai that specializes in conversational AI for call centers was on hand. Finally, if your product has APIs but not a developer kit and you need one to truly enable your business to take off – then check out Speakeasy.

    Next Year’s Conference

    Next year’s event will be March 10-13, 2025 in Las Vegas.

    *When vendors’ names are shared as examples in this document, it is to provide a concrete example of what was on display at the conference, not an evaluation or recommendation. Evaluation and recommendation of these vendors are beyond the scope of this specific research document. Other examples products in the same category may have also been on display.

    ©2019-20204 TBW Advisors LLC. All rights reserved. TBW, Conference Whispers, Industry Whispers, Technical Business Whispers, Whisper Reports, Whisper Studies, Whisper Rankings and Fact-based Research and Advisory are trademarks or registered trademarks of TBW Advisors LLC. This publication may not be reproduced or distributed in any form without TBW’s prior written permission. It consists of the opinions of TBW’s research organization which should not be construed as statements of fact. While the information contained in this publication has been obtained from sources believed to be reliable, TBW disclaims all warranties as to the accuracy, completeness or adequacy of such information. TBW does not provide legal or investment advice and its research should not be construed or used as such. Your access and use of this publication are governed by the TBW Usage Policy. TBW research is produced independently by its research organization without influence or input from a third party. For further information, see Fact-based research publications on our website for more details.